Leverage Business Travel to Fund Personal Trips


N.B. If you book a room on TripHop (to pocket half the booking commission paid to TripHop by hotels), consider using the link in the article. I get a small referral commission at no cost to you, enabling me to offer free content without any ads.

This Fortune survey
says 46% of business travelers extend business trips for personal time and 54% occasionally bring a partner, friend, spouse or kids. Vacation-starved business travelers are reclaiming work-life balance by mixing business with pleasure, and are stretching their travel dollar at the same time.

When leveraged properly, business travel can afford you a travel lifestyle that might otherwise be unattainable. In my early corporate audit days, I stockpiled hundreds of thousands of points I later used for personal travel by:                                  

  • Paying business expenses on a personal credit card, and later getting reimbursed by the company. 
  • Enrolling to the loyalty program of every travel operator I stayed with.
  • Extending business trips by a few days to explore the area on my own dime. 

These strategies earned me more than 20 FREE trips and elite status with a number of travel operators. 

      CLICK HERE to hear me discuss how to do this on Corporate Talk with Charlie & Eva.

If you work for a large company
, chances are your employer has a corporate travel agent that books business trips for employees at preferred corporate rates. These companies often encourage employees book personal travel through their corporate travel agent. Booking your personal travel this way usually entitles you to:    
  • Corporate rates that average 10-15% off hotels.
  • Flexible terms to cancel or make changes at reasonable fees.
  • Unlimited mileage on car rentals.

If you have a professional designation, you likely have to earn continuing education credits on an ongoing basis to maintain your standing. A great way to piggy back your vacation with your conference is to lookup your associations' event calendar and look for conferences scheduled in cities you would also like to visit. The best time to bring this up with your boss is the year prior to the conference for funds to be budgeted.

If your company won't cover the cost of traveling to your conference, you might be able to at least claim the cost as a deductible expense. Seek the expertise of a tax professional for your specific situation.

If you travel for work, the easiest and most effective way to stockpile travel rewards for personal use is to pay your business expenses with a personal credit card that offers points/miles per dollar spent, and later claim those expenses to your company for reimbursement. 

To get the most value from your credit cards, shortlist those that offer at least three travel related benefits in addition to points/miles per dollar spent. To quickly find which travel rewards credit cards have the best combination of benefits for you, Click Here to browse my list of Top Travel Rewards Credit Cards.


Pocket 10%+ of your Hotel Cost: Hotels pay booking websites a commission for rooms booked through their website. To get a piece of the commission earned from your hotel booking, book your room on hotel booking website TripHop which splits their booking commission with you. Commissions amounts vary by booking, yet it is not uncommon for your portion of the commission payout to exceed 10% of the rooms' cost:

TripHops' cash back payouts of 10% or more yields you a better return than what the best loyalty programs offer, which tend to be 1 free night per 10 nights stayed. Better yet, TripHop's cash back offer beats those free night programs because you your cash back upon checkout, and can spend it on anything you wish.

PRO TIP When booking business travel on TripHop, use your personal credit card to pay for the room and claim the expense using your checkout receipt. Not only will your company refund you the amount paid for the room, but TripHop will also credit you half the commission  they earned, which can be 10% or more of the room cost - that's free money in your pocket!

If you are a small business owner
, imagine how many points you could stockpile by charging your payroll to a credit card that offers points per dollar spent. Jeff Young from Payroll Rewards Inc. explains you can do exactly that by having a third party middleman charge your credit card and transfer the funds to your payroll account.

be warned, you will have to absorb any credit card vendor charges which range from 1.5 - 3% of the transaction value. Costs measured as a percentage balloon quickly when dealing with six and seven figure payrolls.

Before purchasing global travel insurance, check to see if your medical benefits offered through your employer extend includes global coverage.

CLICK HERE for an article I was quoted in on how to Piggyback your Vacation on your Next Business Trip.

Once feeling unable to afford to travel, Russell Hannon uses lean principles to travel at a fraction of the going rate. He has been featured on CNBC, FOX, America Tonight, CBS, CTV, CBC, the National Post, Around the World Travel TV and nationally broadcast lifestyle and personal finance shows. He also wrote ‘Stop Dreaming Start Traveling: The Ultimate Guide to Traveling More & Spending Less.’

FREE GUIDE: Download ‘Beat the Best Online Fare – Every Time, Every Flight’ at BreakTheTravelBarrier.com

Top Travel Planning Guide: Save Time and Money Without Skimping


Did you return from your last trip to a scary credit card bill? Are you holding off on booking your dream trip due to the cost? Do you have safety concerns about traveling abroad?

If any of this resonates, you are in the perfect place because you are getting the ultimate travel planning resource - front row access to my New York Times and Travel & Adventure Show talks:

   - Expecting the Unexpected - Planning Ahead for When Disaster Strikes
   - 99 Ways to Cut Your Travel Costs - Without Skimping.
Watch the first 5 minutes of this talk below:


To see my full talk, sign up for Travel Tips at BreakTheTravelBarrier.com (see screenshot below). Within 24 hours, you will get an email with the presentation:


If you missed the highlights of my U.S. tour on my Facebook or Twitter pages, here they are with video of my New York times Travel Show panel talk:

My first trip of the year was to the windy city which was also the first stop of my U.S. tour. When staying in hotels, I prioritize chains that include Wi-Fi and a continental breakfast in the base fare. These tend to be 3-star hotels like the Best Western Plus, Holiday Inn Express, Home2Suites by Hilton, and Embassy Suites (which is where I stayed in Chicago) gets bonus points for having an open bar and free snacks every evening from 5:30 - 7:30pm.

This was my first talk of the tour, so I stopped by the travel show a day early to do a test run:


I took advantage of the unseasonably warn mid-January weather to explore the city, using Uber to get from my airport area hotel to the Bean:

Our Uber driver took extra time to show us his favorite sights. We had lunch at 
Gino's East which is legendary for deep dish pizza, then we rode the ferris wheel on the Navy Pier, and took in this amazing view from atop the John Hancock Center:

I landed in New York City a few days early to enjoy the city, and arrived to find this article in the New York Times about my speaking engagement and book signing.

It's no coincidence that travel shows take place in mid-winter. Lucky for me, New York was also having unseasonably warm, and I took full advantage to jog in Central Park:

I also walked to the Lincoln Center to see Romeo and Juliette - en francais:

To cut  my accommodation costs, my friend and Marriott Vacation Club owner Travel Coach Chris referred me to a Marriott ownership presentation that I attended in return for discounted accommodations. The property was under renovation, so after my three nights there, I was ready to move to the Marriott Marquis which is usually beyond my budget, but is the New York Times Travel Show's partner hotel. Here is the priceless view from my room:

The big day! As I arrived at the Jacob Javits Center, the size and scale of everything was imposing:

Here we are for our panel discussion 'Disaster Prevention - Planning Ahead for When Disaster Strikes.' From left to right in the picture below are:

- Lee Abbamonte, the youngest American to visit every country in the world (Cassandra De Pecol has since claimed to have beat that record doing it by the age of 27).
- Kelly Walton with the Center for Disease Control.
- Karen Christensen, Deputy Assistant Secretary of State for Overseas Citizen Services.
- To the far right, fortunate to be in the company of these amazing people is me! :D

Click any question to watch me answer it:

1. "What do you recommend to those traveling on a budget? And what would you say to those who feel they cannot afford travel insurance?" 

2. "Tell us a story of an unexpected disaster you had while abroad."

3. "What do travelers commonly overlook when planning a trip?"

4. "What's your top travel safety tip?" 

After our panel talk, I was whisked away to my book signing where I was humbled to find a line of people waiting for me with a copy of my book already in hand.

Although I have been to New York City half a dozen times, I had never been up the Empire State Building. So after my book signing, we went up to watch the sunset. When we got to the top, we ran into non-other than King Kong himself!:


San Francisco Bay Area
As mild as the east coast winter was, it cannot compare to California's sunny skies and palm trees. Little did I know, the day I landed in San Jose was the first sunny day in more than two weeks. The night before my appearance, I strolled over to the Santa Clara Convention Center and snapped this picture with Levis Stadium in the background:

I set a day aside for a day trip to a Redwood forests, and when I arrived at the entrance to Castle Rock State Park, I couldn't believe the park entrance was barricaded, and that I was handed this leaflet:

So I continued driving West on highway 17 to Santa Cruz, and was again stunned to see the east bound lanes closed due to a landslide. When I finally got to the coast, I literally melted as I sat on the beach watching surfers in the distance before snapping a picture of this sunset:

Las Vegas
I had 6 days to kill between my Bay area and Los Angeles travel appearances, so I flew to Las Vegas for some rest and relaxation (yes really!). I got 3 FREE nights at the Hilton Vacation Club for attending a timeshare sales presentation. The way it worked is that I paid $200 up front, which was credited back to my account after attending the presentation. This was the second ownership presentation in three weeks, but I have become accustomed to how they work. To learn how to survive a timeshare sales pitch, watch this video.

I spent my last evening in Vegas strolling the strip when I spontaneously went up the Eifel Tower and captured this stunning 360 degree panoramic video of the strip:

Los Angeles
The clear desert sky had me all forget about California's endless rain, that is until I landed in it at LAX. I had a commitment in Santa Barabara during my visit, and my drive there was thrown into a hiatus when a landslide came down on the 101 Freeway northbound as I was driving there. Here is a picture I took during the hour I spent stuck in traffic:

Despite the setback, I was determined to make it, and the kind folks at the Ventura Visitors Information Center showed me a back road to get from Ventura to Santa Barbara via Lake Casitas in the mountains. It was not without it's challenges, but 5 hours after leaving Encino, I made it to Santa Barbara (usually a 1.5 hour drive) and took this picture adjacent to the waterfront:

Show Time!
 The next day, I was back in Los Angeles, and it was a thrill to speak at the Travel and Adventure Show where I was the last speaker of the day. Here are the first 5 minutes of '99 Ways to Cut Your Travel Costs - Without Skimping':


To see the full presentation, sign up for Travel Tips at BreakTheTravelBarrier.com (see screenshot below). Within 24 hours, you will get an email with a link to the presentation:


The Los Angeles Convention Center is attached to the Staples Center, and as my book signing wrapped up, an L.A. Kings game was starting. By the time I made it to the box office, the first period was nearly over, and I got a $133 ticket 15 rows from the ice for just $66. Here is a picture I took from my seat:

The city of brotherly love was the last stop of my speaking tour where I was took the stage twice, moderating a Travel Planning and Safety panel discussion in addition to my '99 tips' talk.

I had the pleasure of getting to know Orlando Rivera, who handles expedited passport requests at the Philadelphia passport office, and Henry Hand who has worked at a number of embassies around the world. Both men are a wealth of knowledge on everything travel safety, how to manage your passport, and about what resources are available to you when encountering a crisis abroad. They have incredibly interesting stories, and were a ton of fun to speak with.
Click Here to read a Philadelphia Sun article about our panel discussion.

After the travel show, we did what every visitor to Philadelphia needs to do, and that was head over to Spataros in Reading Terminal Station for Philly Cheese Steak sandwiches:

Then it was time to head home. I love how the train connects directly from the beautiful 30th Street Station picture below) to PHD ($8 one-way):

These 5 travel shows attracted more than 100K travelers combined. In every city, people came to me to share how I was their favorite speaker, and that the savvy tips, tricks, steals and deals I divulge are invaluable. 

Once you see
'99 Ways to Cut Your Travel Costs - Without Skimping', it will be the single biggest influence on your ability to save money traveling, and I'm sure it will save you a bundle on your upcoming trips.

To watch it, sign up to my Travel Tips newsletter at
Breakthetravelbarrier.com. Within 24 hours, you will get an email with a link to the presentation:

*PS: Your family and friends will love you even more than they already do once you share this with them.

 Get my FREE GUIDE 'Beat the Best Online Fare - Every Time, Every Flight' at BreakTheTravelBarrier.com 

Once feeling unable to afford to travel, Russell Hannon uses lean principles to travel at a fraction of the going rate. He has been featured on CNBC, FOX, CBS, America Tonight with Kate Delaney, CTV, CBC, Around the World Travel TV and nationally broadcast lifestyle and personal finance shows. He is the author of 'Stop Dreaming... Start Traveling: The Ultimate Guide to Traveling More & Spending Less' available at